The is no age limit

Fiona joined our business in July and is a single mum.

As she said at the time: ‘this business is going to give me the flexibility to fit around my kids and that can only be good.’

Who do you know who is a mum or dad with time constraints, who could benefit from a flexible approach such as this?

In August Hayley who is 18 joined and started her training;

In her words: ‘I am learning how to build a business and understand the concept too. So different from school.’

Gerry joined the business in 2008 and this year turned 82:

‘This business pays my mortgage, which still has six years to run, and I am not far off my next promotion’

In fact just five customers, and Fiona and Hayley are the key to his next promotion, who I introduced to the business and placed within his team.

I do this regularly and help business partners grow their team and achieve their promotions. Lots of support and comprehensive training for everyone.

This well established British Company is now recruiting in all areas of the UK . You have the freedom to work from home, choose your own hours and set your own goals.

The Utility Warehouse provides over 610,000 customers throughout the UK with substantial savings on a wide range of utility services including home phone, mobiles, broadband, gas, electricity and non-geographic numbers.

The Utility Warehouse is offering a unique Business Opportunity in utility and telecommunication services

Potential earnings ranging from £200 – £2000 per month and more.

No previous experience is required

Free Training and full support available

Immediate Start

To apply for this opportunity to transform your life please visit:

http://www.future-biz.co.uk

Growing new income streams

Down the years, many have joined a company and thought: ‘that is me set for life.’

Unfortunately this is no longer true. A job for life no longer exists alongside final pension plans. All consigned to history.

It has meant there has been a change of emphasis, when planning how your life will pan out.

The biggest issue is creating a growing income. Some sectors have not seen a pay rise in over four years, whilst others have seen such minimal rise that are not worth writing about.

Last night, I was speaking to a young lady who has been rewarded with a pay rise of 13p per hour before tax. Her part time job (22 hours) now pays an extra £2.86 per week before tax. Not even enough for a coffee in one of the tax dodging outlets on our High Street.

How can a person be expected to create a future with income like that?

Presently this young lady is around £200 per month short of income, and struggling to find a job that pays more, since employers feel she does not have the qualifications or experience.

I have offered to work with her and help improve the future prospects through support and training, and together we have established a route for the creation of extra monthly income based on part time activity (usually five to ten hours a week), which will continue to grow and grow. There is no cap on earnings.

This excites me, since it shows that multiple income streams is a positive way forward for a person, who previously may not have thought they had a way out of simply surviving.

For some of you, this will be true too, and if this rings a bell, then could I suggest checking out this link: Your route to new income streams there are three boxes to complete and an information pack will be sent to you immediately.

Through this company, I will be helping her become financially free and independent of outside concerns.

Some of her short term goals include:
Having a horse again, so she can go riding.
Having a life, rather than simply surviving.
Create enough income to open an animal sanctuary.
Affording a season ticket at rugby.

These are all attainable goals, and will be her motivation for success.

What goals do you have?

There is clear water ahead as we work together to create a new growing income.

 

 

 

Passive Income

How serious are you about creating one?

In today’s world of business, it is vital to have multiple streams of income, and one of those should be passive.

It provides a rock of steady and growing income each and every month.

We at Combyne Group have achieved that and would be delighted to share our knowledge with you.

Please either email hello@ combyne.co.uk or call Laurence on 0795 789 0 757 to find out more.

Just Twenty Eight Days Remain – Don’t Miss Out

February 2015

“It’s nearly impossible to get by on only
one pay cheque a month.
What are you doing for your
second pay cheque each month?”

 

Creating multiple income streams for a self employed business owner is a must have ………… and soon.

Even better if those extra ones are passive income streams.
[Passive means doing the work once and getting paid again and again]

Further, if you are employed, you too, can create extra income on a part time basis. Find five hours a week and you can be shown how to build an income on a part time basis.

The UK’s number one business in the sector has a low start up fee, and for a short period, it is just £50** instead of the usual £100.

To find out more, why not pay a visit here:

http://www.future-biz.co.uk

We can discuss the business over the phone and answer any questions arising – the website provided includes three little boxes to complete and I will give you a call.
[please enter your name, email address and phone number]

**Offer expires, 11:59pm on Saturday 28th February 2015.

 

“It’s nearly impossible to get by on only
one pay cheque a month.
What are you doing for your
second pay cheque each month?”

Rise and Rise of Zero Hours Contracts

Updated details here:

http://www.parliament.uk/business/publications/research/briefing-papers/SN06553/zerohours-contracts

Are these contracts positive or negative in your view?

I am aware the Government proposes changes to present legislation to enable those on these contracts can take second or third jobs to ensure they earn some money.

Some already let people take extra work alongside, but not all.

Some additional points.

People on zero hours contracts, do not earn any money, unless called in to work.

As a result, a vast majority have to top up any pay with benefits already.

Also very few are earning sufficient to create any meaningful pension contributions.

Plus most, but not all, prevent people from taking a second job, to earn money.

So when they hear in the moring there is no work available that day – they are stuck.

The impact of zero hours contracts, means tax revenues are lower than expected, hence why the treasury has had to borrow extra money this year.

Are you happy?

Are you happy?

Nothing like being direct, and getting to the crux of the matter, and it could be the reason why you responded to our post – so what I am going to do now is explain more about our business briefly, there is plenty more online for you to browse and digest.

First up, what do we do?

Utility Warehouse is a discount club. It delivers savings across a range of services everyone uses, and that is what makes it so special, since people and businesses do not need to be taught how to use the services and products. For that reason alone, the stickability of the business means it grows and grows.

For example my very first customer, signed up on the 21st November 1997, is still a customer today – it means I have been paid over 200 times for 45 minutes work. So far that one customer has earned me over £1,000. The services they use include phone lines, broadband, mobile, gas and electricity.

They have also referred me to a number of their friends and family too.

Does this make me happy? You bet.

Further they use what is called a CashBack card, which means they spend money in one of our 40 odd partner stores, and receive a discount off their full bill – it makes their money go further.

Does that make my customer happy? You bet.

I still receive commission on the full spend, so I do not lose out.

So what I have described here is a total win-win for both the customer and the distributor.

Secondly, why has this success occurred? So, please read on …………..

There are many reasons, why the distributors, such as myself have ensured the success of the business, and I list a few more here:

  1. Recession proof – everyone wants to save money during the good times & the bad
  2. Hours to suit individual needs – part or full time, so can be added to a core business
  3. FREE local on-going training, plus product focused training & online training
  4. Products and services that are second to none, and easy to promote
  5. Regular increasing income with payment every month without fail
  6. Low once only qualification criteria (just three customers and you can be your first)
  7. On-line shopping mall, internet services, including a range of broadband packages.
  8. Number One CashBack deal in the UK
  9. A caring and very supportive management structure
  10. Product enhancement – the company does not stand still
  11. FREE calls to UK numbers for members
  12. Voted the Number One company in Europe
  13. Company car plans for everyone that wants to qualify
  14. Market share target of 10%, which equates to over 2,400,000 customers
  15. Share options – and the shares are listed on the London Stock Exchange
  16. Year end turnover and profits – up again
  17. Fantastic promotions – family and luxury holidays
  18. Annual and quarterly conferences
  19. Recognition – it is hugely surprising how little thanks is seen in day to day jobs.
  20. 21st century business utilising tablets and Apps to help you grow your income.

So why join The Utility Warehouse and become a business partner? Here are a number of very good reasons, but only you will know which ones apply and motivate you:

  • Your pay rise this year was smaller than expected or non-existent, as for next year? Don’t ask!
  • You are on Zero Hour contracts
  • You are under employed
  • Protection against job insecurity
  • Getting married with all the related costs that brings
  • New family member
  • Buying a flat or house or a bigger one
  • Extra money for a holiday
  • Pay off bills and/or higher mortgage
  • Top up your pension
  • More comfortable lifestyle
  • Entrepreneurial talent
  • Income for life
  • Always wanted my own business
  • Want time freedom – freedom to choose
  • Flexible approach to income creation

And these are also some of the reasons, why people will join you in this business too.

How do you get started and become a business partner?

Basically you will get a company and a business in a box for less than a £2-00 per week including Vat investment for 12 months (renewals are £3-00 per month thereafter). The Opportunity website www.future-biz.co.uk will explain more. Setting up a business from scratch will usually cost several hundred if not thousands of pounds, so to get one for £100 is quite an achievement and this investment comes with a 60 day money back guarantee.

Included within this 60 day period will be a number of targets, the first of which will be to get three customers (you will be your own first customer) and this will put some money in your pocket and build towards the first bonus of up to £1000 – potentially growing to £3,000 in your first year. I will be explain exactly how this works and the residual income on top too, when we next speak – please do make a note to ask me.

As I explained The Utility Warehouse provide the individual or company with massive savings on their present spending. So, in return for securing their business, you will be paid a bonus of up to £50 for each new customer plus ongoing commissions based on what they spend and likewise of your teams’ distributors customers as well.

The Utility Warehouse is a powerful and unique player in the market, but only you can decide what you want from the company. Tell me what it is, and the team and I will help you get there. Very importantly I am looking for people who want to take control of their future – are you that sort of person?

Equally importantly it is an award winning company and recognised as so by for example Which? magazine – this is third party and independent recognition.

Further the company doesn’t sit still – it is always looking to improve, and presently is building a new headquarters, three times the size of the present one to support the record growth being delivered by the network. Hugely important to note this is a UK based business in every way – nothing goes offshore.

You will have questions and that is good, and I will have questions too, and the first of those will be: What do you want to achieve now and in the future?

This is probably the most important question that can ever be asked and relates as to whether you are happy, so here’s a flow diagram to help you.

A flow diagram to help you make a decision

A flow diagram to help you make a decision

Am I happy? Yes, most certainly, because I see people join our business with and without the necessary skills to become successful; they follow our training and benefit from the support we provide; they grow as people and benefit financially over one, two, three or more years, and when ready they duplicate their success.

There is no corporate ladder here – just a very wide staircase, where we climb side by side at our own pace. Some climb faster, others take longer – that is fine.

This is a business like no other, and I have worked with some of the biggest and smallest around – you make friends for life with Utility Warehouse.

Is this business for you?

I have no idea yet …….. so please visit www.future-biz.co.uk and enter your details in the boxes on the front page, and then let’s have a conversation and see how it goes from there.

I am ready to have that conversation, are you?

Laurence

PS How happy would you like to be?

4.5 million British adults have less than £10 spare cash each month

One in 11 people, or 4.5 million British adults, have less than £10 a month left over once they have paid their essential bills, new research from thinkmoney has found.

With many households struggling to make ends meet, the findings from budgeting account provider thinkmoney reveal the worryingly small amounts of disposable income people have left once they’ve met all their financial commitments.

Of the 2,149 people polled, one in four said they had less than £50 a month to s…pend after bills.

Across the UK, the average monthly disposable income was £224.50. However, there was a wide gender difference with men reporting having disposable incomes averaging £272.50, almost twice as much as women (£190.20).

Young people reported having the least disposable income, with 18-24 year-olds averaging £174.20 – some 22% below the overall UK average. Almost one in three people in this age group have less than £50 a month to spend after bills.

By contrast, the wealthiest in terms of post-bills spending money are people over 65, with an average of £269.50 a month available to spend.

The amount of disposable income also varies depending on where people live. It is highest in London, at an average of £261, and the South East, at £244. People in the North East and Wales have the lowest disposable incomes, at £199 and £181 respectively.

Worryingly, one in six people questioned in Wales said they had less than £10 a month to spend after bills.

“It’s stressful not knowing if you will have enough money to pay the bills and afford added extras each month,” said Ian Williams, director of communications at thinkmoney.

If you would like to know how to create additional income streams, please visit http://www.future-biz.co.uk and click contact us to request your free money making report?

Add to your earning portfolio in 2014

Seeking to meet people who would like to create new income streams on a part time basis. Working with an award winning FTSE250 company offering a range of services to the residential and business sector. Full training, full support, promotions and incentives are provided. UK wide. Works really well for existing businesses who have a client base and wish to market into same. 

Hello

So who are we seeking?

Socially able people People willing to learn Ambitious people People who are able to communicate Committed people

Does that sound like you or someone you know, then please read on ……

Our company is award winning, providing a range of services everyone uses at home and business, very importantly, there is training and support from the company, and the latest share option scheme is worth over £13,000. By the way, our latest year end results were at a new record. Pretty good for FTSE 250 at the London Stock Exchange.

So, would you like to know more?

Yes, well the next step is to watch a short video (about 3 minutes), and enter your details on screen and receive a document with further detailed information. It will answer some, but not all your questions, and that is where I come in.

In the meantime, here’s the video link: http://www.future-biz.co.uk

Please make yourself a cup of tea or coffee, and sit down and watch.

You may never know this business could be the right thing at the right time for you with full training being provided at one of over 50 training venues across the country.

I look forward to speaking to you soon.

Best regards

 

Laurence Lowne
Group Leader
0795 789 0 757

PS I am only able to work with three new team members in January 2014 – could you be one of the three?

Here’s that link again: http://www.future-biz.co.uk

Residual Income – a real description

On Sunday 15 September, I attended the South of England half year conference with Utility Warehouse in Cheltenham – almost 2,000 there, and we are now looking for a larger venue for next year.

Some of us (the leaders) were discussing earnings over the years, and how they had built up over time.

The discussion turned to how long individual customers had been with us, and my first customer, I realised, had paid me for 190 months – in that time I have earnt £900 from this single customer, and still he pays me month in, month out whilst using the services. That is true residual income.

So for 60 minutes work, I have so far been paid £900. So how does your hourly rate compare?

What can you buy for £50?

£50 joining fee available for a limited period from March 2014 until 30th April 2014.

Many years ago (1997), an investment of £199.75 (inc Vat) [& tax deductible = zero cost] secured my position with a company called Telecom plus Plc (often referred to as Utility Warehouse).

I had no idea what I was joining, but something felt right, just how right would be proved by 2006, when I was diagnosed with rheumatoid arthritis.

At the time, I was hugely active within networking circles; attending events all over the place at every time of the day, running them too, but that all came to halt over a three month period as I succumbed to the pain and has to be said confusion that my body was impacting upon me in a negative way.

Many tests later diagnosis was made, and referral to a consultant followed – here I have so much praise. Reassurance, guidance, support and solutions to ensure my life could continue in a way I would be happy. Drugs were prescribed; some worked, some didn’t, and eventually a balance found that means I could return to contributing to my business and people within.

Strangely, it mirrored the support I have from Telecom plus too, where it has been superb down the years as the business grew and grew; people there were equally concerned, and many stood in and supported my team members during my enforced absence. Fantastic.

Now almost seven years later, I can look back and say thank you to the many, who gave me direct support both health and business wise during that period. It is a great feeling.

It is something I want to share with others too.

None of us know what the future holds, whether it is our livelihoods, our pensions, our health and even family matters?

The fact, I made a decision, which in hindsight appears very prescient, means I have no major worries today.

That investment of £199.75 has been paid back so many times over regardless of the fact it is tax deductible = zero cost.

Here’s the best part, for the month of August 2013, it is just £50 (inc Vat) [& tax deductible = zero cost] to follow in my foot steps and those of many others and create a new part time business, which will eventually grow into a substantial benefit to you and your family and friends.

Presently, the company is seeking people to join the business on a part time basis and enjoy the success that is available.

There are share options, car plans (two), holiday promotions, cash promotions and overall a 13 part pay plan.

The support provided to people joining the business is quite comprehensive and training too:

HO Support available six days a week
Training [free to attend] – online and classroom
Support Network [multiple]
Annual Conference – Express Day
Six Monthly conference – Kick Off Seminars
Second Six Monthly conference – Summer Seminars
Tele Seminars every week
Weekly Newsletter
HotNews Updates
Back Office access called Extranet
Monthly Business meetings and business presentations [called Cops and pre-cops (as needed)] – 50 locations
Mentors – direct support in your locale.

There are countrywide presentations, once a month at over 50 different locations and one is bound to be near you.

There are immediate financial rewards for personal activity (Fast Start Bonus), and some of these are as follows:

Gather Three Customers during your first 60 days = £100
Gather Six Customers during your first 90 days = £150
Gather Twenty-Five Customers during your first 180 days = £250
Gather Fifty Customers during your first 365 days = £500

These bonus payments are in addition to standard Customer Gathering Bonus of up to £50 per customer and ongoing commission on usage.

The personal development provided by the company is brilliant too, and improves each year.

And all this is available for an investment of £50 and regular 5 to 10 hours a week activity on your part.

A lot has been covered here, and there is more to see.

Why not pop along to this link: www.future-biz.co.uk and watch a short video? Also when you enter your details online, the system will send you a free money making report too. It is an excellent read.

So what can you buy for £50?

A couple of nice shirts or blouses
A decent meal
A full tank of petrol
A decent bottle of wine
Some lottery tickets

or how about the start of a new future that you can create on a part time basis being supported by a successful company?

Please take a look here: www.future-biz.co.uk it could be your prescient moment.

Available for a limited period from March 2014 until 30th April 2014.

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