Down the years, many have joined a company and thought: ‘that is me set for life.’
Unfortunately this is no longer true. A job for life no longer exists alongside final pension plans. All consigned to history.
It has meant there has been a change of emphasis, when planning how your life will pan out.
The biggest issue is creating a growing income. Some sectors have not seen a pay rise in over four years, whilst others have seen such minimal rise that are not worth writing about.
Last night, I was speaking to a young lady who has been rewarded with a pay rise of 13p per hour before tax. Her part time job (22 hours) now pays an extra £2.86 per week before tax. Not even enough for a coffee in one of the tax dodging outlets on our High Street.
How can a person be expected to create a future with income like that?
Presently this young lady is around £200 per month short of income, and struggling to find a job that pays more, since employers feel she does not have the qualifications or experience.
I have offered to work with her and help improve the future prospects through support and training, and together we have established a route for the creation of extra monthly income based on part time activity (usually five to ten hours a week), which will continue to grow and grow. There is no cap on earnings.
This excites me, since it shows that multiple income streams is a positive way forward for a person, who previously may not have thought they had a way out of simply surviving.
For some of you, this will be true too, and if this rings a bell, then could I suggest checking out this link: Your route to new income streams there are three boxes to complete and an information pack will be sent to you immediately.
Through this company, I will be helping her become financially free and independent of outside concerns.
Some of her short term goals include:
Having a horse again, so she can go riding.
Having a life, rather than simply surviving.
Create enough income to open an animal sanctuary.
Affording a season ticket at rugby.
These are all attainable goals, and will be her motivation for success.
What goals do you have?
There is clear water ahead as we work together to create a new growing income.
Filed under: Motivation, Opportunity, Utility Warehouse Videos | Tagged: extra income, Joint Venture, more money, Opportunity, part time, pay increase, Plan B, second job, Utility Warehouse | Leave a comment »
Zero Hours contracts – self employed without the benefits?
Mike Patterson of Berwins’ Solictors wrote the following and can be contacted by email at mikepatterson@berwin.co.uk
New figures released this week revealed that more than one million UK workers could be employed on zero-hours contracts, which is four times the number initially estimated.
This figure derives from a survey of 1,000 employers carried out by the Chartered Institute of Personnel and Development (CIPD) and has prompted renewed calls for the government to launch a full inquiry into the use of these contracts by employers.
A zero-hours contract is where a person is not contracted to work a set number of hours, and is only paid for the number of hours that they actually work. Used appropriately this type of contract can provide flexibility for employers and workers, and help to create more flexible working opportunities, by allowing employers to staff their workforce according to peaks and troughs in demand.
However, workers on a zero-hours contract are left without guaranteed hours, sick pay or holiday pay. Often they are only told how many hours they will work once the weekly or monthly rota has been confirmed, but are expected to be on call for extra work at short notice. As a result, workers are left vulnerable to sudden reductions in shift patterns and last minute shift cancellations at the discretion of managers, without any entitlement to pay.
Yesterday it emerged that the UK’s largest food chain, McDonald’s, is potentially the biggest zero-hours employer in the private sector with over 82,000 of its staff (90% of the workforce) on the controversial terms.
This follows the announcement that retailer Sports Direct employs around 20,000 of its 23,000 staff on zero-hours contracts, as well as Buckingham Palace which uses them for its 350 summer workers. These contracts are also popular with those employers in the care home, catering and leisure industries.
The CIPD has stressed that there needs to be a closer look on what is meant by a zero-hours contract, the different forms that they take, and clearer guidance on what good and bad practice in their use looks like.
What action the government takes in response, we will have to wait and see.
So my take on this subject is that Zero Hours contracts are self employment by the back door, but without the benefit of tax breaks. Now that is quite worrying.
Mike quotes a recent survey suggesting there are 1 million people on these deals, which rather confirms the suspicion of many that there are nearer 4 million unemployed in the UK presently
I also look at the situation slightly differently too, since many of these people may not have work of a day to day basis. That surely provides the opportunity to use that time effectively elsewhere for personal profit?
One idea could be to create new and additional income streams.
Here is one that I became involved in many years ago:
www.future-biz.co.uk
An award winning company with full training and support.
Lots of promotions and benefits too
Two car plans, plus lots, lots more.
Totally flexible hours too, so can be worked as and when you are available. Fits around Zero Hours.
Please take a look, you could be pleasantly surprised?
Share this:
Like this:
Filed under: Case Studies, Comments, News, Opportunity | Tagged: business, entrepreneur, extra income, Opportunity, part time, Plan B, second job, third job, Zero Hours contracts | Leave a comment »