Great Reasons for Virtual Non-Geographic and Geographic Numbers

A virtual number is what is being referred to here is vital for some businesses, and many have lots of goodies attached.

Popular types:

0800, 0844, 0845, 0870 and 0871.

These are called Non Geographic Numbers or NGNs.

There are also a range of virtual geographic numbers too.

So my take:

1) Female working from home – you need one to provide a level of protection is this day and age.

2) Any business based at home with family – you need one to create a degree of professionalism, to stop kids answering, when you really don’t want them to.

3) Any business based at home – provides an ability to turn off from your business. I know some have garden offices or separate rooms

4) Provide flexbility – when you move, the number comes with you.

5) Provides additional features – some smart numbers can be programmed to deliver calls to lots of different locations, like a virtual switchboard.

6) Some of these numbers can be included in callers minutes, so zero charge for them to call you – the exception is 0843 numbers. Rarely included.

7) In the case of 0844, 0845, 0870 it provides a filter and ensures a better quality of call coming through. Less time wasters.

0800 numbers will come back into fashion when all mobile operaters include them in their minutes again – due to happen soon accoridng to OFCOM.

8) Virtual geographic numbers are becoming more and more popular, but the range is running out. You may find your local one has run out.

9) If you are using a phone answering service, then a virtual number is a great way of measuring the cost effectiveness of the service, since you can see how many minutes are being used.

10) Disaster recovery – just like you all do backups on your computer, this is like a backup too. For example, if you are unable to work from your premises or home for whatever reason, the number will keep working, which is why mobile phones have become very popular.

I have two case studies, where I kept businesses running after a flood and a fire respectively.

However, having just a mobile phone number could make you look a one person band. Not good when pitching for larger contracts.

And yes, I have been supplying all the above for 17 years.

To find our more, please call 0844 826 1730 or drop an email to info@combyne.co.uk

Also please visit www.go-fast.co.uk and click on For Business to see the range on offer.

Separately, if you are a regular caller to NGNs and find your costs on calls from your landline or mobile is high, please ask about our inclusive minutes deals for calls from a home landline, and equally the typical 50% reduction in call charges from a mobile, since many operators charge at 40p per minute as such a call is outside the bundle – our deal is 20p per minute.

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Working from home? Things to consider.

There are two elements of working from home:

1) working under flexi rules for the company that employs you, or

2) running your own business from home.

If the former, please agree with your boss what they are going to cover expense wise, and how they will agree the hours you work. You should also seek a bonus, since you are reducing company costs.

If you are renting, then you are obliged to inform the landlord and if you have clients visit, please have your insurance revised to cover that.

If you are buying then please inform the mortgage company. Insurance has to be amended too.

Such as contents and also public liability cover.

In most cases, flexi working does not see clients visiting.

So onto number two and running your own business from home – link to follow.

2) running you own business from home.

All the above apply and more so – I would seriously discourage having people visit – suggesting a coffee shop or hotel as better, especially for people who work alone. You really do not want a nutter in your house or flat.

Create a routine in your life and build in social, me time, otherwise you will become stale and very quickly. In an office there is interaction, on your own at home, there is not.

A daily To Do list done the night before is now vital. Too many distractions otherwise.

Go out for a coffee/tea or a walk at some point – I have made friends with all the independent businesses locally and often pop in for a chat.
Also look for support such as here in this group, where you can share your success and seek guidance.

Keep an accurate record of all expenses – they are tax deductible.
Don’t forget energy a percentage of your council tax charge.

If your profit is less than £10,000 then claim working tax credits – these apply to the self employed too.

Create a phone line for business use only – it is 100% tax deductible. My link will explain more. And of course good broadband, go fiber if your area supports it, especially if you have family too.

Check you can use your home address for correspondence purposes. If not, seek an alternative, such as MailBoxes Etc. or your accountant.

Don’t be afraid to seek help and see what grants may be available as a start up or small business.

Networking groups have already been mentioned – there are also others less formal that meet as a coffee morning and some Chambers of Commerce run lunch time events, plus offer training in skills you need.

That covers most of it and my link is here:

4.5 million British adults have less than £10 spare cash each month

One in 11 people, or 4.5 million British adults, have less than £10 a month left over once they have paid their essential bills, new research from thinkmoney has found.

With many households struggling to make ends meet, the findings from budgeting account provider thinkmoney reveal the worryingly small amounts of disposable income people have left once they’ve met all their financial commitments.

Of the 2,149 people polled, one in four said they had less than £50 a month to s…pend after bills.

Across the UK, the average monthly disposable income was £224.50. However, there was a wide gender difference with men reporting having disposable incomes averaging £272.50, almost twice as much as women (£190.20).

Young people reported having the least disposable income, with 18-24 year-olds averaging £174.20 – some 22% below the overall UK average. Almost one in three people in this age group have less than £50 a month to spend after bills.

By contrast, the wealthiest in terms of post-bills spending money are people over 65, with an average of £269.50 a month available to spend.

The amount of disposable income also varies depending on where people live. It is highest in London, at an average of £261, and the South East, at £244. People in the North East and Wales have the lowest disposable incomes, at £199 and £181 respectively.

Worryingly, one in six people questioned in Wales said they had less than £10 a month to spend after bills.

“It’s stressful not knowing if you will have enough money to pay the bills and afford added extras each month,” said Ian Williams, director of communications at thinkmoney.

If you would like to know how to create additional income streams, please visit http://www.future-biz.co.uk and click contact us to request your free money making report?

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